From the Bank of Japan Senior Loan Officer Opinion Survey on Bank Lending Practices at Large Japanese Banks (October2015)

A mixed result with demand from firms higher, while that from households and local government falling:

In response to Q1: How has demand for loans from borrowers (firms, local governments, and households) changed over the past three months apart from normal seasonal variations?

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Quite the mixed bag ....

More here

Reading through more of this survey results does not paint a picture of confidence in Japan ...